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# principal and interest formula excel

Release time：2018-01-13

This article describes the formula syntax and usage of the PPMT function in Microsoft Excel. DescriptionReturns the payment on the principal for a given period for an investment based on periodic, constant payments and a constant interest rate. SyntaxPPMT(rate, per, nper, pv, [fv], [type]) Note: For a more complete description of the arguments in PPMT, see PV. The PPMT function syntax has the following arguments: Rate    Required. The interest rate per period. Per    Required. Specifies the period and must be in the range 1 to nper. Nper    Required. The total number of payment periods in an annuity. Pv    Required. The present value — the total amount that a series of future payments is worth now. Fv    Optional. The future value, or a cash balance you want to attain after the last payment is made. If fv is omitted, it is assumed to be 0 (zero), that is, the future value of a loan is 0. Type    Optional. The number 0 or 1 and indicates when payments are due.

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rate-The interest rate, per period. per-The period for which the payment on the principal is to be calculated (must be an integer between 1 and nper).
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